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The Complete Guide to Medicaid and Nursing Home Costs: How to Keep Your Family Assets Protected - Up to Date Medicaid Secrets You Need to Know
It is estimated that five out of ten people turning 67 will use a nursing home at some point in their lives and many will need home care and other related services as well About two-thirds of people in nursing homes have no living relatives. And about 70 percent of all nursing home patients are women. Nursing home costs are estimated to be $75,000 in 2009, which would economically devastate most families. The federal government will not be helping either, unless you are without any assets, Medicare will cover you for a maximum of 100 days, but there are no social security benefits to cover any of these expenses. The only program that can assist you is Medicaid, but the catch is you must qualify. You can protect yourself from Medicaid nursing home costs by taking action now while you still have your health; the key is in the planning, which this new, groundbreaking book will assist you with. On February 8, 2006, President Bush signed a law called the Deficit Reduction Act of 2005. This law makes sweeping changes to the ability of seniors to transfer (gift) assets to their children and grandchildren. The information you use must be up to date. You will learn all the LEGAL means to protect your assets: The Federal Spousal Impoverishment Act, Medicaid trusts, including what they are and how to use them, and Medicare supplemental insurance. You also will become knowledgeable about asset protection strategies, annuities, long-term care insurance, wills, assets, settlement costs, executors and trustees, life insurance, living trusts, living wills, durable power of attorney, catastrophic illness, potential long-term care needs, marital deductions, types of trusts, federal and state exemptions, irrevocable life insurance trusts, gift splitting, survivorship deeds, charitable remainder trusts, 529 plans, health care proxies, power of attorney, gift tax issues, generation skipping transfer tax, and tax deferred accounts. In addition, you will learn how to legally and properly transfer assets and how to exempt the value of your principal residence. Through proper planning, much of your assets can be preserved within the family. This new book will guide you through the complex state and federal rules that are required for successful asset and income protection planning. Many books on asset protection indicate that you do not need the services of an attorney, but we highly recommend that you hire an attorney who is well-versed in this area to assist you. What this book will do is explain the complicated issues, terminology, and planning strategies of asset protection to the layperson so that when you meet with a qualified attorney you will be well prepared, versed in the language, and ready to discuss issues and strategies, saving time, legal fees, and ensuring peace of mind. Get started today with the help of this new book..
Price: $14.94
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151 Dives in the Protected Waters of Washington State And British Columbia
By boat, from shore, or by dive-kayak, enjoy exciting dives in Washington and British Columbia’s famous emerald waters. • Includes nautical charts, maps, photographs and GPS coordinates for every boat dive. • Provides contact information for 40 dive shops, 7 charter boats, and 13 marinas. • Scuba divers are drawn to the waters of Washington and British Columbia for their abundant sea life, artificial reefs, and fascinating wrecks. In 151 Dives, Betty Pratt-Johnson focuses on the waters she knows best: that of Washington and British Columbia. She has personally completed each dive and chosen them for this new guidebook based on the special features that divers go searching for: wrecks, marine parks, and sealife such as octopus, wolf eels, dolphin, salmon and countless varieties of cold water corals, among others. There are dives here that will appeal to both snokelers and scuba divers, with a good selection accessible from both points on shore or from a boat. Diving in Washington’s Puget Sound is an adventure into the same waters that make British Columbia an international diving destination. BETTY PRATT-JOHNSON is the author of two "bibles" of the diving world: 99 Dives: From the San Juan Islands in Washington to the Gulf Islands and Vancouver Island in British Columbia and 101 Dives: From the Mainland of Washington and British Columbia. Both books won the prestigious Outdoor Writers of Canada Book Award of Merit. Betty’s writing and photographs have appeared in Diver, Oceans, BC Outdoors, Western Living, Reader’s Digest, and The New York Times..
Price: $18.64
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Nature Unbound: The Past, Present and Future of Protected Areas
The number of protected areas has risen in recent years to over 110,000 covering over 20 million square kilometres, over 12% per cent of the planet's surface How has this growth been achieved and why was so much of it undertaken in the last 15 years? What is the relationship between the massive rise in conservation initiatives, our economic system and corporate interests? What are the implications for the millions of people who live in or depend on protected areas? This groundbreaking volume is the first comprehensive examination of the rise of protected areas and their current social and economic position in our world. It examines the social impacts of protected areas, the conflicts that surround them, the alternatives to them and the conceptual categories they impose. The book explores key debates on devolution, participation and democracy; the role and uniqueness of indigenous peoples and other local communities; institutions and resource management; hegemony, myth and symbolic power in conservation success stories; tourism, poverty and conservation; and the transformation of social and material relations which community conservation entails. For conservation practitioners and protected area professionals not accustomed to criticisms of their work, or students new to this complex field, the book will provide an understanding of the history and current state of affairs in the rise of protected areas; introduce the concepts, theories and writers on which critiques of conservation have been built and provide the means by which practitioners can understand problems with which they are wrestling. For advanced researchers the book will present a critique of the current debates on protected areas and provide a host of jumping off points for an array of research avenues. .
Price: $30.29
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Protected (Left Behind: The Young Trib Force)
Books 29-34 in the Left Behind: The Kids series are now available in two value-priced hardcovers for collectors and for readers who want a longer read. Deceived includes books 29-31 from Left Behind: The Kids and background plots from Desecration. Protected includes books 32-34 from Left Behind: The Kids and background plots from The Remnant. Best for ages 12 and up, but loved by all ages..
Price: $9.35
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Real 802.11 Security: Wi-Fi Protected Access and 802.11i
Real 802.11 Security describes an entirely new approach to wireless LAN security based on the latest developments in Wi-Fi technology. The author team addresses the theory, implementations, and reality of Wi-Fi security. It provides an overview of security issues, explains how security works in Wi-Fi networks, and explores various security and authentication protocols. The book concludes with an in-depth discussion of real-world security issues and attack tools..
Price: $4.87
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Guide to Assembly Language Programming in Linux
Processor designs can be broadly divided into CISC (Complex Instruction Set Computers) and RISC (Reduced Instruction Set Computers). The dominant processor in the PC market, Pentium, belongs to the CISC category, and Linux is fast becoming the number one threat to Microsoft’s Windows in the server market. This unique guidebook provides comprehensive coverage of the key elements of Assembly language programming, specifically targeting professionals and students who would like to learn Assembly and intend or expect to move to the Linux operating system. The book instructs users on how to install Linux on existing Windows machines, providing DVDs containing the complete Fedora Core 3 Linux distribution. Readers are introduced to Linux and its commands, and will gain insights into the NASM assembler (installation and usage). This highly useful guidebook comes complete with all the necessary software (Linux, NASM, debugger), making it an extremely valuable resource tool for all those who want to learn Assembly programming and Linux. .
Price: $59.80
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The World's Protected Areas: Status, Values and Prospects in the 21st Century
Extensively illustrated with maps, color photographs, and graphics, this state-of-the-art reference offers a comprehensive and authoritative status report on the world's 100,000 parks, nature reserves, and other land and marine areas currently designated as protected areas. Now covering over 12 percent of the Earth's land surface, protected areas are the great strongholds of biodiversity and landscape conservation. They also provide a wide range of valuable ecosystem services: protecting food and water supplies; regulating weather patterns; protecting watersheds and coastlines from erosion; maintaining places of historical or cultural significance for recreation, solace or spiritual wellbeing; generating income and employment from tourism, and more. This timely volume offers a benchmark overview of where these protected areas exist worldwide, what they have and have not accomplished, what threats they face, and how they can be better managed to achieve the goals of conserving biodiversity and other natural resources..
Price: $49.45
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Parks and Carrying Capacity: Commons Without Tragedy
How much can we use the environment without spoiling what we find so valuable about it? Determining the carrying capacity of parks and related areas is a perennial question whose urgency grows each year as the number of visits continues to increase. Parks and Carrying Capacity represents a comprehensive assessment of the issue, as it: • offers a historical and conceptual treatment of
carrying capacity
• describes and illustrates research approaches for
assessing carrying capacity, including qualitative and quantitative
surveys, normative theory and methods, visual research approaches,
trade-off analysis, and simulation modeling
• examines management alternatives for limiting the environmental
and social impacts of visitor use
• considers the broader question of environmental management and
how the issue of carrying capacity can be applied more generally
• discusses how the theory and methods associated with managing
the carrying capacity of parks and protected areas might be extended
to other areas of environmental management The book includes a series of case studies that describe research programsdesigned to support analysis and management of carrying capacity at eight diverse units of the U.S. National Park System, and an additional case study that explores how the foundational components of carrying capacity (formulating indicators and standards, monitoring, and adaptive management) are being applied in an increasing number of environmental and natural resources fields to address the growing urgency of sustainability. Parks and Carrying Capacity is an important new work for faculty, graduate and undergraduate students, and researchers in outdoor recreation, park planning and management, and natural resource conservation and management, as well as for professional planners and managers involved with park and outdoor recreation related agencies and nongovernmental organizations. .
Price: $29.95
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Marine Protected Areas: Tools for Sustaining Ocean Ecosystem
Although the ocean-and the resources within-seem limitless, there is clear evidence that human impacts such as overfishing, habitat destruction, and pollution disrupt marine ecosystems and threaten the long-term productivity of the seas. Declining yields in many fisheries and decay of treasured marine habitats, such as coral reefs, has heightened interest in establishing a comprehensive system of marine protected areas (MPAs) - areas designated for special protection to enhance the management of marine resources. Therefore, there is an urgent need to evaluate how MPAs can be employed in the United States and internationally as tools to support specific conservation needs of marine and coastal waters. "Marine Protected Areas" compares conventional management of marine resources with proposals to augment these management strategies with a system of protected areas. The volume argues that implementation of MPAs should be incremental and adaptive, through the design of areas not only to conserve resources, but also to help us learn how to manage marine species more effectively..
Price: $42.95
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