Books about Pension from Amazon.com

The premier guide for retirement and investment planning by “America’s IRA Expert” (Mutual Funds magazine)—fully updated to reflect the recent tax rule changes

With the possible e xception of home property, the most valuable asset for most Americans is their retirement fund. Yet most people don’t know that the IRS is waiting to grab up to 90 percent of their hard-earned retirement savings. Now, in this fully updated edition of The Retirement Savings Time Bomb, renowned tax advisor Ed Slott explains in clear-cut layman’s terms what people need to know to keep their money and pass it on to their families..
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The guide readers need to retire richer—from the international bestselling author of The Smartest Investment Book You’ll Ever Read.

In this New York Times bestselling guide, author Daniel R. Solin takes issue with the commonly held belief that participating in defined contribution retirement plans is a “no-brainer” because of the employer match.

While providing readers with comprehensive, accessible information on the most common deferred compensation plans, annuities, and other retirement-based investments, he shows the 70 million participants currently in those plans how to create the best portfolio with often limited options.

In his straight-forward, no-nonsense style, Solin offers the new rules for investing for retirement and shows readers how to quickly and simply determine their own needs, get control of their assets, avoid scams and sucker bets, discover untapped resources at retirement, and eventually get income out of tax deferred plans—the smart way..
Price: $4.91 [Notify me when price goes down.]

From the bestselling author of Buffett, When Genius Failed, and Origins of the Crash, a wake-up call to the pension and retirement crisis facing America and the road map for a way out

In While America Aged, bestselling author Roger Lowenstein explains how corporations and governments ran up ruinous pension and health-care promises to workers—promises that are now coming due and that will hit America like a tsunami if nothing is done.

Negotiating high benefits means gambling with future finances—and when the farm gets sold out from underneath major corporations or public institutions, it affects all of us, and in ways we might not imagine. With his trademark narrative panache, Lowenstein unravels the truth about how pensions work in America and illuminates the impending crisis. While America Aged is comprised of three fascinating case studies— each an object lesson and a compelling historical saga. The first goes back to the early days of the United Auto Workers and its crusading leader, Walter Reuther, to tell the story of how pensions and health-care obligations destroyed the American auto industry, in particular General Motors.

Lowenstein then shifts the scene to New York City to tell the story of the rise of public pensions and public sector unions through the vehicle of the Communist-led Transport Workers Union. Once again, justifiable benefits were followed by outrageous ones, such as the right to retire at age fifty. The saga reached a dramatic climax in 2005, when workers responded to proposed pension cutbacks with a massive strike that brought New York’s subways and buses to a screeching halt days before Christmas.

In the concluding episode, Lowenstein visits a metropolis even more reckless in doling out benefits—San Diego. Desperate not to impose higher taxes, city officials in this highly conservative enclave cut a series of deals with unions to short-change the retirement system and use pension funds to run the city. A massive scandal ensued—two mayors resigned, officials were indicted, and San Diego lost its bond rating. Lowenstein warns that the pension wars that erupted in Detroit, New York City, and San Diego are only the first. But he also recognizes that workers are entitled to decent security in their retirement—a critical problem as the country ages. While America Aged explains how we came to this crisis, and it also proposes a way out. Arming readers with knowledge of the consequences of doing nothing, While America Aged, first and foremost, a call to action..
Price: $2.24 [Notify me when price goes down.]

In recent years many smart investors have exited the stock market because they have essentially lost control of their investments They have relied on the advice and skill of their brokers, bankers, and financial advisors. Many retirement accounts have dwindled or not increased. Fortunately, there is a great but little-understood alternative: the self-directed IRA. This new book will teach you how to turn your IRA into a wealth-building tool that you control 100%! Take control of your investment future, and make sure your investments are performing for YOU, not someone else. Why haven t your banker and broker ever told you about this new IRA? Because they will no longer make any money on your retirement account! New IRS regulations and the new self-directed IRA make it effortless to build up and keep hold of IRA money. Inside this new book you ll find out how to benefit from the new IRS rules and how to stay away from problems. With a self-directed IRA you can purchase real estate, buy a business or franchise, invest in high-yield mortgages and notes, invest in tax liens and foreclosed homes, manage property purchased by your retirement, rental property, ocean-front property, lake-front property, probate property, commercial property, REO property, tax-lien property, repossessed property, foreclosed property, apartment communities, and storage facilities. You can invest in stocks, bonds, mutual funds, or virtually any investment allowed by IRS regulations. The self-directed IRA lets you act as your own investment manager. We will show you how to set up your account with a custodian or IRA administrator to deal with the day-to-day activities, such as depositing contributions and executing and settling investment transactions. It s easy, fun, and puts you back in control of your retirement account. Retire Rich with Your Self-Directed IRA combines essentials, insight, and insider secrets to secure a financial victory after retirement. **Award-Winning Finalist in t.
Price: $13.75 [Notify me when price goes down.]

"Moshe Milevsky offers an original and clear re-thinking of the most fundamental concept in one's financial lifetime: the management of risk, in all of its not-so-obvious dimensions."--Nick Murray, author, Simple Wealth, Inevitable Wealth "This book is another example of Moshe Milevsky's ability to make the complex understandable...an excellent primer--for both advisors and their clients alike--on the 'How Tos' of effective retirement income planning."--Jim Rogers, CFP, 2008 President, The Million Dollar Round Table (MDRT) "In this new book, the author presents a holistic framework for investors and advisors to think about critical issues that impact investment decisions, such as human capital, mortality risk, and longevity risk. But even more importantly, Milevsky presents practical solutions that we can all follow to achieve financial security throughout our lives. This book is a must-read for everyone in the financial services industry."--Peng Chen, CFA, Ibbotson Associates "This is an extremely timely and valuable book. Our financial lives have never been more complex, and the challenges for many are daunting.Milevsky provides a new perspective that can really help people make better financial decisions and attain a greater level of financial security. "--Matt Greenwald, President, Mathew Greenwald & Associates "The author has written an instant classic that will help people become better-educated retirement customers and also help financial advisors improve their professional skills."--Francois Gadenne, Chairman of the Board and Executive Director, Retirement Income Industry Association (RIIA) "Milevsky delivers one of the best books to date on personal financial planning--a refreshing blend of content, conceptual correctness, and clarity. Buy it. Read it. Do it."--Richard M.Ennis, Chairman, Ennis Knupp & Associates; Editor, Financial Analysts Journal In an era when traditional corporate pensions are disappearing, Social Security' s sustainability is in question, healthcare costs are skyrocketing, and society is dumping more and more financial risk squarely onto your shoulders, Moshe Milevsky helps you comprehensively integrate all the opportunities and risks in your life: your career risks, your portfolio risks, your housing risks, and even your personal inflation and longevity risks that could lead you to financial regret and a ruined retirement. Then, he introduces a powerful, new framework for thinking about and managing your financial future that you can use to systematically reduce your vulnerability to each of these risks and, thus, generate long-term financial security. To maximize your investment returns and protect yourself and your family, you must learn to think of yourself as a small company, with assets, liabilities, a balance sheet, an income statement, and real shareholder equity.The composition and choices you make with your financial capital should reflect the nature and security of your career or job, which is your unique "human capital." So, for example, if You, Inc. is like a "stock," make sure your retirement savings are tilted toward "bonds." If your job is more secure and You, Inc. is essentially a "bond," then make sure your retirement savings are tilted toward "stocks." Get personal with your investments and make your financial capital serve and protect your human capital. Factoring in your unique "human capital" adds a new dimension to financial planning which is a critical next step for sound and effective investing..
Price: $15.72 [Notify me when price goes down.]

If you are one of the 30 million Americans who have answered the call to serve, you've earned valuable benefits. Literally billions of dollars in scholarships, educational benefits, home loan guarantees, and military discounts are there for the taking. All too often, however, these extraordinary benefits go unused or overlooked.

The Military Advantage will help you unlock these benefits and make the most of your military experience. This plain English guide is a handy reference chock-full of insider tips, little-known benefits, shortcuts, and answers to frequently asked questions. It's an essential resource, an owner's manual for everyone with military or veterans benefits.

Whether you are in uniform today, a veteran, military retiree, or family member, The Military Advantage is an absolute must-have..
Price: $4.99 [Notify me when price goes down.]

"Claim denied!" All too often millions of veterans have received this response to their legitimate claims for federal benefits. In most cases, writes veterans' advocate John D. Roche, the claimant didn't understand the procedures needed to meet the myriad requirements of the Department of Veterans Affairs. With the appeals process requiring years to resolve disputes, deserving veterans and their dependents are left confused and frustrated by the agency and a system that was created to serve them. The answer is to submit a well-grounded claim initially, which The Veteran's Survival Guide, now in a revised, second edition, analyzes in detail. This unique book, written in an accessible self-help style, will be required reading for any veteran or veteran's dependent who wishes to obtain his or her well-earned benefits and for those officials of veterans' service organizations who assist veterans with their claims..
Price: $11.17 [Notify me when price goes down.]

A crisis is looming for baby boomers and anyone else who hopes to retire in the coming years. In When I'm Sixty-Four, Teresa Ghilarducci, the nation's leading authority on the economics of retirement, explains how to confront this crisis head-on, revealing the causes behind the increasingly precarious economics of old age in America and proposing a bold plan to guarantee retirement security for every working citizen.

Retirement is one of the hallmarks of a prosperous, civilized market economy. Yet in America today Social Security is on the ropes. Government and employers are dismantling pension security, forcing older people to work longer. The federal government spends billions in exemptions for 401(k)s and other voluntary retirement accounts, yet retirement savings for most workers is falling. Ghilarducci takes an unflinching look at the eroding economic structure of retirement in America--and what she finds is alarming. She exposes the failures of pension regulators and the false hopes of privatized Social Security. She tells the ugly truth about risky 401(k) plans, do-it-yourself retirement schemes, and companies like Enron that have left employees without any retirement savings. Ghilarducci puts forward a sweeping plan to revive the retirement-income system, a plan that will ensure that, after forty years of work, every American will receive 70 percent of their preretirement earnings, guaranteed for life. No other book makes such a persuasive case for overhauling the pension and Social Security system in order to provide older Americans with the financial stability they have earned and deserve.

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Price: $18.68 [Notify me when price goes down.]

The perks for American servicemen and women.

The U.S. Armed Forces exists in a reality all its own. Members are fed, paid, clothed, housed, and protected in a way few other American citizens can claim. Soldiers, sailors, airmen, and Marines can shop at low-price grocery stores, protect their families with low-cost insurance, and earn a lifetime pension before they turn 40 years old. In fact, military life offers so many benefits and perks, it’s hard for the average serviceman or woman to keep track of them. Finally, here is a guide that explains the benefits and how to obtain them. Inside, readers will find:

• Clear and precise explanations of active duty family benefits
• Details on veteran education and medical benefits
• A money-saving guide to discounts for both active duty personnel and Veterans
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Price: $10.63 [Notify me when price goes down.]

Get the most out of the new Medicare drug coverage!

Everyone wants to get the highest possible retirement and pension income --not to mention the best medical coverage. This book is your guide to finding retirement benefits, figuring out the best time to claim them, and then doing so quickly and easily.

Social Security benefits
Find all the latest information and instructions you need to get your retirement and disability benefits, dependents and survivors benefits, and Supplemental Security Income (SSI).

Medicare & Medicaid
Learn the nuts and bolts of both programs, plus how to qualify and apply for them. Understand Medicare Part D prescription drug coverage what it covers, how to apply for it and how to use it with your medigap policy, managed care plan or Medicaid.

Medical coverage options
Get the latest information on Medicare and Medicaid HMOs and other managed care plans, and learn about the different types of medigap health plans.

Government pensions & veterans benefits
Discover when and how to claim the benefits you have earned.

Practical advice for anyone thinking about retirement
Find out how much your benefits will be when you plan to claim them. Time your retirement to get the best benefits. Fill out and file important benefit forms. And more!.
Price: $17.97 [Notify me when price goes down.]