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Mortgages For Dummies, 3rd Edition
Need a mortgage but worried about the market? In Mortgages For Dummies, 3rd Edition, bestselling authors Eric Tyson and Ray Brown give you proven solutions for obtaining a mortgage, whether you want to buy your first home, refinance, or tap into your equity. You get the latest on sub-prime and adjustable-rate mortgages, finding the best lender, avoiding fiscal pitfalls and foreclosure, and much, much, more! This easy-to-understand, objective, and jargon-free guide helps you fine-tune your finances, figure out what you can afford, and improve your credit score before you go mortgage shopping. You’ll get familiar with the advantages and disadvantages of fixed- and adjustable-rate mortgages, 15- and 30-year loans, and conforming and jumbo packages. You also get help finding and working with reputable professionals, comparing programs, and securing terms you can live with. Discover how to: - Match your mortgage to your financial goals
- Qualify for a mortgage even when money is tight
- Find the right loan for you
- Choose the best lender/broker
- Negotiate the best terms
- Calculate your costs and payments
- Understand and complete all paperwork
- Refinance an existing mortgage
- Understand and consider special situation loans
- Explore reverse mortgages and other options
- Decipher amortization tables and comparison worksheets
- Use the Internet wisely when mortgage shopping
Now, more than ever, you need clear, reliable information that helps you get the mortgage you need at a price you can afford. You need Mortgages For Dummies, 3rd Edition!.
Price: $9.09
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Weight Loss Surgery with the Adjustable Gastric Band: Everything You Need to Know Before and After Surgery to Lose Weight Successfully
If you are one of the 40 million Americans overweight to the point of recommended surgical intervention, the Adjustable Gastric Band (AGB or "the band") may be the safest, most effective weight-loss method for you. Unlike conventional weight-loss surgery, which can lead to serious medical complications and nutritional deficiencies, the AGB is a minimally invasive procedure that leaves the digestive system completely intact. Weight Loss Surgery with the Adjustable Gastric Band provides a comprehensive weight management program, whether you're considering or preparing for the procedure or already living with the band. Expert laparoscopic surgeon Dr. Robert Sewell and "patient-expert" Linda Rohrbough evaluate all the promises, hype, and misinformation about this popular surgical solution--including preparation, the procedure itself, and the required post-op lifestyle changes. Drawing from interviews with dozens of AGB patients, you'll hear of the particular challenges with the band, success stories, and even the medical "miracles" (such as remission of type 2 diabetes)--alongside expert insight from nutrition, exercise, and psychology authorities. Weight Loss Surgery with the Adjustable Gastric Band is the essential guide to help you commit to a healthy regime and affect the lifestyle changes to lose weight and manage your hunger--for the rest of your life..
Price: $9.88
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Subprime Meltdown from U.S. Liquidity Crisis to Global Recession
Why would banks, the pillars of fiscal responsibility and risk aversion, lend money to subprime borrowers who couldn't afford to repay their loans? How did Wall Street manage to hide the risk and sell the subprime mortgages? How did the subprime mortgage business unravel and evolve into a worldwide liquidity crisis? What are the frauds and scams, how do they work and what should you look out for? What's the forecast for the future and what conclusions can be drawn? Why are there so many foreclosures? In this book you'll find the answers to those questions and more. It is an easy-to-read and easy-to-understand collection of analyses, stories and experiences about the real estate business, the mortgage business and the subprime market in particular..
Price: $3.83
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So You Want to Refinance: An Insiders Guide to Refinancing Adjustable Rate Mortgages and Home Loans
Are you paying more than you need to?In this book a mortgage lending insider reveals her answer to this question - and more - in her best selling So You Want to Refinance. If you are baffled by the dizzying array of mortgage companies, sales pitches, and loan products, this book is for you. The book walks you through each step of the loan process in easy-to-understand language to help you make an informed decision that's good for YOU-not for your loan officer. The book explains how to asses and rebuild your credit score, accurately calculate the equity in your home, and how to make sure that you present your situation in the best possible light. More than just an introduction to getting a home loan - this book will show you how to get the best deal possible. This book is a must-have for any current or potential homeowner thinking of refinancing. Key topics include: -Refinancing Adjustable Rate Mortgages (ARMS) -Understanding Broker Incentives -Getting the Best Appraisal -Processing and Underwriting -Cleaning up your Credit Report -Signing Tips, Tricks, and Negotiation Strategies.
Price: $15.25
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Reference Checking for Everyone : How to Find Out Everything You Need to Know About Anyone
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Different Children, Different Needs: The Art of Adjustable Parenting
Biblical parenting involves encouraging, exhorting, and empathizing with children according to their unique needs and character This re-release of Different Children, Different Needs clarifies what the Bible means when it commands us to "train up a child in the way he should go" (Proverbs 22:6). It teaches moms and dads how to understand the personality God has given each of their children and how to tailor their parenting styles to meet their children's needs. Pastor Charles Boyd uses the popular DISC personality assessment model to help parents better recognize, accept, and appreciate their kids' temperaments. IF ONLY YOUR PARENTS HAD READ THIS BOOK... Do you know whether your child is determined, influencing, soft-hearted, or conscientious? The key to effective parenting is knowing what motivates your child. The information and tools provided in Different Children, Different Needs will take the mystery out of the way you interact with each other. You'll begin to realize things you never understood about the best way to relate to each unique son or daughter. Your children will come to realize how God has designed and gifted them, growing in confidence and finding a sense of belonging. And you'll enjoy the fulfilling parenting experience you've always wished for. Story Behind the BookBased on the biblical teaching of Proverbs 22:6, the principles in this book can become the backbone for everything you do as a parent. If you don't practice the "big picture" principle presented in Different Children, Different Needs , your kids will be negatively affected. But if you take Proverbs 22:6 seriously and seek to apply what you find in this book, your children will come to understand how God has designed and gifted them. They will grow to have both a sense of confidence and a sense of belonging. Just when you master the art of parenting one child, here comes another—and they're "different as night and day." You must learn how to tailor your own unique parenting style to meet your children's special needs more effectively. This simple resource helps you understand, accept, appreciate, and enjoy your children…and their God-given temperaments..
Price: $0.78
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